Budgeting is an essential skill that helps individuals take control of their financial future, achieve their goals, and attain financial freedom. In this blog post, we’ll discuss budgeting in the…
In today’s fast-paced world, it’s essential to have a clear vision of our financial goals to create a secure future. This comprehensive guide will walk you through six simple steps…
I. Introduction to personal financial planning Personal financial planning, in simple terms, is the process of managing one’s finances to achieve their set financial goals. It includes creating a budget,…
Estate planning is the process of organizing the distribution of your assets and taking steps to safeguard them after your death. This includes providing for your loved ones and making…
What does purchasing a laptop have to do with financial planning? Ideally a laptop purchase is planned well in advance and done before the current laptop becomes obsolete or too…
Cash flow forecasting gives a 360 degree view of your personal finances enabling you to prioritise financial goals to meet your present and future financial commitments, needs and wants. What is…
Six weeks into the COVID-19 lockdown and its associated uncertainties. Personal finance basics couldn’t be any more important. Spending on essentials only. Zero spending on lifestyle expenses for 40 days….
Finance bill 2020 provides two options while paying Income tax from F.Y. 2020-21 i.e. Assessment year 2021-22 onwards. How does a resident individual choose an option? Should the individual choose…
You know you have arrived when you get a fat increase in your salary and look for different ways to spend it. After all, you feel “I deserve it after…