What is begin financial?

We    provide      flat-fee-only Financial  Planning  advice  to mid-career working professionals and their families with an annual household income of ₹18L  or more.

With your unique and personal Begin Financial Plan,  you will:

  • Invest based on your attitude-to-risk to achieve your Goals
  • Take control of your current and future Cash-Flows
  • Avoid costly mistakes based on “free advice” that keep you stuck and struggling
  • Meet your financial commitments 
  • Plan, reduce and use Debt wisely   

We use technology at every step of our financial planning process

  • Secure client account sign up through a secure portal
  • Paperless data gathering and fact finder
  • Virtual interactive meetings
  • Visualize the impact of inflation, income, expenses and market events on your future goals
  • Dynamic cash-flow modelling to stress-test your finances  

Venkateshwaran's expertise, knowledge, lateral thinking and a genuine interest in achieving the best for clients makes him reliable. I appreciate the extra time he spent answering our questions. I would highly recommend him to anyone wanting to achieve better financial goals.

Aditi Deshpande IT Salesforce Software Engineer at Sartorius
Aditi Deshpande

Venkatesh is very knowledgeable about the financial planning domain and has guided us well.

Monali Gandhi Delivery Manager at Accenture
Monali Gandhi

Venkat is a distinctive person in his area of expertise which is Financial planning! All his fees & services are transparent, which was very unique among other service providers, also he keeps his boundary very well being a financial advisor, who has access to all customer financial details. Strongly recommend him to anyone, with no worry of turnback!

Anand Pillai CEO & Co Founder at Agnii Restaurant Management Company
Anand Pillai

When i was looking for a SEBI registered Financial advisor, i came to know about Begin Financial. Venkat fully resolved our doubts and queries through his knowledge and expertise. I highly recommend Begin Financial because of their professionalism, result driven plan, confidentiality and expertise.

Parthsarthi Hiswankar Project Management- Lean at Cytiva
Parthsarthi Hiswankar

Known him for more than a year. 100% genuine, clear and helpful.

Amarnath Balasubramanian MLS at Zoho Corporation
Amarnath Balasubramanian

Venkat’s guidance and advise is through absolute accurate in-depth market intelligence and knowledge. He ensures the clients are well aware of the risk and then guides and advise to make the best of the situation profitable . Venkat has supported me by sharing the market development and for profitability. With best wishes always .

Ramkrishnan Hariharan Sales Manager - Protective & Marine Coatings at Jotun
Ramkrishnan Hariharan

Venkat from the beginning has shown his deep knowledge of finance and also helped me in making my portfolio more robust and goal oriented. Venkat is highly professional and has been open about the extent of financial services he can and cannot offer. I would definitely recommend him to others who are the beginning of their investment journey or who want to rebalance their portfolio for the future.

Sunil Krishnan Blockchain Capability Lead at Accenture
Sunil Krishnan


    The initial couple of meetings are about getting to know you as a person; your background; your dreams and your concerns.



    Gaining and retaining your trust is the primary foundation of our planner - client relationship.



    Flexible virtual meetings. Regular communication on email. Additional meetings to address concerns or during important events in your life.

    Terms and conditions

    Objective advice

    Flat Fee-only financial planning provided by an investment advisor obliged to act in your best interest at all times.

    As of last month end – October 31, 2022

    Complaints at the beginning of the month Received during the month Resolved during the month Pending at the end of the month Reasons for any pendency
    Not applicable