Budget 2023 – Benefits to taxpayers
The new or alternative tax regime under Section 115BAC has undergone modifications in Budget 2023. What are the changes in the new tax regime? Finance bill 2023 has modified the…
Futures & options – Road to quick wealth?
SEBI released a report this month, featuring their analysis on the performance of individual traders in the equity futures & options (F & O) segment for the financial years 2019…
Diversifying portfolio with debt investments
Introduction: Allocating to Debt investments in your portfolio As a salaried professional, it is important to have a well-diversified investment portfolio to achieve your financial goals. One of the ways…
Key factors in Asset Allocation
I. Introduction to Asset Allocation Asset allocation is the process of committing your money in multiple asset classes like equity, debt, cash, real estate, to balance risk and reward. It…
Comprehensive guide to risk management in personal financial planning
I. Introduction to personal financial planning Personal financial planning, in simple terms, is the process of managing one’s finances to achieve their set financial goals. It includes creating a budget,…
An Introduction to Estate Planning and How to Get Started
Estate planning is the process of organizing the distribution of your assets and taking steps to safeguard them after your death. This includes providing for your loved ones and making…
How to calculate your term insurance needs
Term insurance is only a tool to transfer the risk to protect your family members against loss of income due to your death. Find out when you might need it and how to calculate your required coverage.
Easy guide to reading a health insurance policy
According to the 2019 Insurance regulatory development authority of India – National health authority joint working group’s report on fraud control: “Fraud shall mean and include any intentional deception, manipulation…
How to analyse an active equity fund factsheet
Investopedia defines equity funds as “a mutual fund that invests principally in stocks. It can be actively or passively managed”. According to SEBI regulations, an equity mutual fund must invest…
How to analyse a Debt fund factsheet
Debt mutual funds invest in variously rated debt instruments ranging from sovereign rated to AAA to BBB to junk status and all those in between. According to Investopedia “A debt…