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Personal Finance
Money Management

6 Essential personal finance basics explained

ByVenkateshwaran Subramanian May 15, 2020December 4, 2023

Six weeks into the COVID-19 lockdown and its associated uncertainties. Personal finance basics couldn’t be any more important. Spending on essentials only. Zero spending on lifestyle expenses for 40 days….

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How much tax will i pay
Tax Planning

Opt for the new Income tax regime or continue with the old one

ByVenkateshwaran Subramanian February 13, 2020December 4, 2023

Finance bill 2020 provides two options while paying Income tax from F.Y. 2020-21 i.e. Assessment year 2021-22 onwards. How does a resident individual choose an option? Should the individual choose…

Read More Opt for the new Income tax regime or continue with the old oneContinue

Buying a health insurance policy
Health Insurance

Buying a health insurance policy

ByVenkateshwaran Subramanian December 15, 2019December 4, 2023

Healthcare-related expenses are increasing by 12-15% every year in India. A major operation/surgery/illness can set you back by ₹5 lakhs to ₹10 lakhs or more. Consequently, buying health insurance for…

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Checklist for a Non Resident Indian
Non Resident Indian

Checklist for a Non Resident Indian

ByVenkateshwaran Subramanian December 5, 2019December 4, 2023

You’re an NRI. Congratulations. Your NRI status affects your banking and investment accounts as well as Income tax. As per Income tax act, an individual can be : Resident and…

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What is Asset Allocation?
Asset Allocation

What is Asset Allocation?

ByVenkateshwaran Subramanian July 17, 2019December 4, 2023

Asset allocation is the amount of money you commit to each of the asset classes such as equity (equity mutual fund/stocks), debt (FD/PPF/ Debt mutual fund/Bonds) , real estate (residential/commercial),…

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What is Lifestyle Inflation ?
Inflation

What is Lifestyle Inflation ?

ByVenkateshwaran Subramanian June 20, 2019December 4, 2023

You know you have arrived when you get a fat increase in your salary and look for different ways to spend it. After all, you feel “I deserve it after…

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Venkateshwaran Subramanian is a SEBI Registered Investment Adviser (IA) and a CFP Professional | RIA certificate no – INA000012175 | Registration issued on 23/12/2018 | Registration Validity – Perpetual | Type of RIA registration – Individual

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