1. What Information Do We Collect?
Information you provide: When you contact us or use our services, we collect details like your name, email, phone number, and any information you share about your financial goals.
Automatically collected data: When you visit our website, we collect technical data such as your IP address, browser type, device information, and how you use our site. This helps us improve our services and keep our website secure.
Cookies and tracking: We use cookies and similar technologies, including Google Analytics and Google reCAPTCHA, to enhance your experience and protect our site from spam and abuse. These tools may collect information such as your IP address, device details, and browsing behaviour. You can control cookies through your browser settings.

2. How Do We Use Your Information?
We use your information to:
Provide and improve our financial planning services
Communicate with you about your account, appointments, or updates
Respond to your questions and feedback
Meet legal and regulatory requirements, including SEBI’s five-year data retention rule
Send you relevant information or marketing (you can opt out at any time)
Protect our website from spam and abuse (via Google reCAPTCHA)

3. Do We Share Your Information?
We do not sell your personal information. We only share your data:
With trusted service providers who help us deliver our services (e.g., secure data storage, email delivery, analytics, and website security)
If required by law, regulation, or to protect our rights
With your explicit consent

4. Cookie and Consent Banner
When you visit our website, you’ll see a banner giving you the choice to accept or reject non-essential cookies. You can also change your cookie preferences at any time in your browser settings.
Learn more about how Google uses your data: https://policies.google.com/privacy
To opt out of Google Analytics: https://tools.google.com/dlpage/gaoptout

5. Google Analytics & reCAPTCHA
We use Google Analytics to understand how people use our website. This helps us improve our services. Google Analytics collects information like your IP address and device details, but we do not use it to identify you personally. We also use Google reCAPTCHA to protect our site from spam and abuse.

6. International Users and Data Transfers
If you are located outside India (including the EU/UK), your information may be transferred to and processed in India. We take steps to ensure your data is handled securely and in line with applicable privacy laws, including the General Data Protection Regulation (GDPR) where relevant.

7. Legal Basis for Processing (for International Clients)
If you are in the EU or UK, we process your data based on your consent, our need to provide services to you, or to meet legal requirements. You have the right to access, correct, delete, or restrict how we use your data, and to object to certain uses. You can also ask for a copy of your data.

8. How Long Do We Keep Your Information?
We keep your information for at least five years, as required by SEBI regulations.

9. Security Measures
We take your privacy seriously. We use secure systems, encryption, and strict access controls to protect your information from unauthorised access or misuse.

10. Your Rights
You have the right to:
Access, update, or delete your personal information
Withdraw consent for marketing at any time
Ask questions about how your data is used
To exercise these rights, contact us at [email protected].

11. Accessibility Statement
We aim to make our website easy to use for everyone, including people with disabilities. If you have trouble accessing any part of our site, please let us know at [email protected] and we’ll do our best to help.

12. Non-SEBI Product Disclaimer
Some financial products or services we discuss may not be regulated by SEBI. We will always let you know when this is the case, so you can make informed decisions.

13. Children’s Privacy
Our services are not intended for children under 18. We do not knowingly collect data from minors.

14. Changes to This Policy
We may update this policy from time to time. The latest version will always be available on our website.

15. Contact Us
If you have questions or concerns about this policy, please email [email protected] or write to:
Begin Financial
Nashik Road, Nashik, Maharashtra, India
Nashik 422101, India